How to Help Prevent a Loss


  1. Keep the areas around your home clean and mowed.
  2. Keep all electrical panels and outlets in good condition. Make sure that extension cords are in good repair and notoverloaded.
  3. Have your heating and air conditioning units checked before the start of the season. Keep filters clean.
  4. Do not leave cooking or heating units operating while unattended.
  5. Do not operate gas grills or barbecue pits designed for outdoor use under a covered patio, carport or in a garage. Never operate these inside your home.
  6. Keep a fire extinguisher in your kitchen.
  7. Install smoke detectors and check the batteries regularly. This will help to protect your home and your most important asset, your family.


  1. Keep your home secured at all times.
  2. Install deadbolt locks and a security system.
  3. A poll of convicted burglars reveals that the number one deterrent to a burglary is a dog. The poll also reveals that the dog does not have to be large or aggressive. The attention attracted by a barking dog was the biggest deterrent.
  4. Make sure that the house always looks lived in. If you are leaving on a vacation, have a trusted person pick up the mail and newspaper. Automatic timers are inexpensive and give the appearance of someone being home. Have a neighbor park their car in the driveway occasionally. The idea is to give the appearance of someone being home.


  1. Keep all plumbing devices in good repair.
  2. Check your water meter occasionally with all faucets off. It the water meter is moving it may indicate a leak.
  3. Make sure septic systems are in good repair.
  4. Occasionally look at the water pipes and connections under your sinks.
  5. Look at the connections behind your washing machine. These are a constant cause of leaks.
  6. Water heaters also need to be inspected on a regular basis. Most manufacturers recommend that they be drained once a year to prevent calcium buildup.


  1. Sidewalks or walkways should be clean and in good condition.
  2. Make sure walkways and porches are well lit.
  3. Make sure bicycles and toys are picked up off of sidewalks and walkways.
  4. Make sure that steps or ramps on your property are stable and have handrails.
  5. Make sure all medications, toxic cleaners and chemicals are stored out of the reach of small children.>
  6. Swimming pools should be fenced with a locked gate so that small children and uninvited guests cannot access them.
  7. Do not allow children to operate recreational type vehicles (three wheelers, four wheelers, motorcycles, etc.) without proper adult supervision.
  8. Comply with all city ordinances concerning your animals.
  9. Animals should be kept up to date on rabies shots.
  10. Children should never be left alone with a dog.
  11. Make sure that all spills are cleaned up immediately.