How to Help Prevent a Loss
- Keep the areas around your home clean and mowed.
- Keep all electrical panels and outlets in good condition. Make sure that extension cords are in good repair and notoverloaded.
- Have your heating and air conditioning units checked before the start of the season. Keep filters clean.
- Do not leave cooking or heating units operating while unattended.
- Do not operate gas grills or barbecue pits designed for outdoor use under a covered patio, carport or in a garage. Never operate these inside your home.
- Keep a fire extinguisher in your kitchen.
- Install smoke detectors and check the batteries regularly. This will help to protect your home and your most important asset, your family.
- Keep your home secured at all times.
- Install deadbolt locks and a security system.
- A poll of convicted burglars reveals that the number one deterrent to a burglary is a dog. The poll also reveals that the dog does not have to be large or aggressive. The attention attracted by a barking dog was the biggest deterrent.
- Make sure that the house always looks lived in. If you are leaving on a vacation, have a trusted person pick up the mail and newspaper. Automatic timers are inexpensive and give the appearance of someone being home. Have a neighbor park their car in the driveway occasionally. The idea is to give the appearance of someone being home.
ACCIDENTAL WATER DISCHARGE
- Keep all plumbing devices in good repair.
- Check your water meter occasionally with all faucets off. It the water meter is moving it may indicate a leak.
- Make sure septic systems are in good repair.
- Occasionally look at the water pipes and connections under your sinks.
- Look at the connections behind your washing machine. These are a constant cause of leaks.
- Water heaters also need to be inspected on a regular basis. Most manufacturers recommend that they be drained once a year to prevent calcium buildup.
- Sidewalks or walkways should be clean and in good condition.
- Make sure walkways and porches are well lit.
- Make sure bicycles and toys are picked up off of sidewalks and walkways.
- Make sure that steps or ramps on your property are stable and have handrails.
- Make sure all medications, toxic cleaners and chemicals are stored out of the reach of small children.>
- Swimming pools should be fenced with a locked gate so that small children and uninvited guests cannot access them.
- Do not allow children to operate recreational type vehicles (three wheelers, four wheelers, motorcycles, etc.) without proper adult supervision.
- Comply with all city ordinances concerning your animals.
- Animals should be kept up to date on rabies shots.
- Children should never be left alone with a dog.
- Make sure that all spills are cleaned up immediately.